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Whether you're in the market for a new car, truck,
or SUV, we have the loan for you!


We’re 在这里 to make it easy
for you to shop for and finance your new car!
Check out our car-buying information.

提示 & 工具



Our 汽车贷款基础知识 collection includes tips,
details, and articles full of information
that will help guide you from shopping
to buying/financing to maintaining your new car.


Get Up to Speed with 汽车贷款基础知识


How much do you want to spend on your vehicle monthly?





  • 简易贷款申请
  • 快速贷款决策
  • Local, Expert Loan Officers
  • 伟大的利率 & 灵活的条款
  • 汽车保险 & 支付保护
  • 再融资方案

Drive Your New Car or 卡车 with Us

When you come to 直接金融 for your next car loan (或者是第一笔汽车贷款!), you’ll find friendly people, attentive service, great rates, and flexible 条款.

Is refinancing on your mind? Whether you want to lower your monthly payment or pay less in interest, we can help with your refi! You can refinance your auto loan* with us from another financial institution and receive 1% 现金返还(最高200美元)**.

* Current loans need to be from another financial institution and in
place for at least 60 days.
**1% cash back based on loan amount refinanced. 量
deposited into a 直接金融 savings account.


If you’re buying a plug-in 电 hybrid, 电, 替代燃料, or high-efficiency vehicle, save money with our Green Vehicle Loan.

2009及新. 可提供更长的期限.
2017年及新. 可提供的较短期限.
Not a Traditional Car Loan. 可能对你有用.
应用 for a 房屋净值贷款

*APR = Annual Percentage Rate. All rates shown are “as low as.” Be sure to check out the Car, 卡车, and 房屋净值贷款 利率 for more details about rates, 条款, and some important fine print. Your rate may vary from our posted rates based on your creditworthiness. 利率 are subject to change.

  • 购物基本知识
  • 谈判技巧
  • 购车资源
  • 首选经销商名单
  • 应用程序选项
  • 特殊服务


确定, you could buy a car without doing any homework, but if you invest a little time, then the chances of you buying a great car at a fair price go way up. It's the same with your financing.

Protect Your Car and Your Finances!

We agree that insurance is not the fun part of buying or owning a car. But hear us out— it’s a smart move to protect your vehicle, yourself, and other drivers. Auto insurance coverage can't prevent an accident, but it can help you swerve around a financial crash.

It's also smart to protect your finances with credit life and credit 残疾 coverage. This is the type of coverage that could cancel some or all of your car loan balance in the event of death, 残疾, or involuntary unemployment. Life is unpredictable, we predict.
Payment protection is peace of mind for today and tomorrow.


As an 直接金融 member, you have access to special program rates on auto and home insurance with Travelers and Farmers Auto & 首页. 利率 and discounts vary by state. Don't pay more than you have to— find out how much this can mean in savings for you!

Get a Free, No-Obligation Quote


Adding MEMBER’S CHOICE® Credit Life and Credit Disability 保险 to your loan is simple.

The coverage is designed to help preserve your family’s standard of living if your income is reduced or eliminated due to a totally disabling injury, 疾病, 或者你的意外死亡. Credit Life and Disability 保险 premiums are included with your monthly loan payment, so t在这里’s no additional bill to pay. Just ask your Loan Representative for a quote. 拨打866.805.6267. 

学习 More about 支付保护